▼ 0.50% · 3.625%
HK$19,875
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,494
−HK$628/mo
Today · 4.125%
HK$21,122
baseline
▲ 0.50% · 4.625%
HK$22,407
+HK$1,285/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,244/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,111
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,704
−HK$602/mo
Today · 4.125%
HK$23,306
baseline
▲ 0.50% · 4.625%
HK$24,534
+HK$1,228/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,612/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,863
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,543
−HK$691/mo
Today · 4.125%
HK$23,234
baseline
▲ 0.50% · 4.625%
HK$24,648
+HK$1,414/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,468/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,975
−HK$661/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$26,988
+HK$1,352/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,851
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,592
−HK$754/mo
Today · 4.125%
HK$25,346
baseline
▲ 0.50% · 4.625%
HK$26,888
+HK$1,542/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,692/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,533
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,245
−HK$722/mo
Today · 4.125%
HK$27,967
baseline
▲ 0.50% · 4.625%
HK$29,441
+HK$1,474/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,934/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,838
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,642
−HK$816/mo
Today · 4.125%
HK$27,458
baseline
▲ 0.50% · 4.625%
HK$29,129
+HK$1,671/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,916/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,745
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,515
−HK$783/mo
Today · 4.125%
HK$30,298
baseline
▲ 0.50% · 4.625%
HK$31,895
+HK$1,597/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,596/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,826
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,691
−HK$879/mo
Today · 4.125%
HK$29,570
baseline
▲ 0.50% · 4.625%
HK$31,370
+HK$1,800/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,140/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,956
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,786
−HK$842/mo
Today · 4.125%
HK$32,628
baseline
▲ 0.50% · 4.625%
HK$34,348
+HK$1,720/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,256/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,813
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,740
−HK$943/mo
Today · 4.125%
HK$31,683
baseline
▲ 0.50% · 4.625%
HK$33,610
+HK$1,927/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,366/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,167
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,056
−HK$903/mo
Today · 4.125%
HK$34,959
baseline
▲ 0.50% · 4.625%
HK$36,801
+HK$1,842/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,918/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,801
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,790
−HK$1,005/mo
Today · 4.125%
HK$33,795
baseline
▲ 0.50% · 4.625%
HK$35,851
+HK$2,056/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,590/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,378
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,327
−HK$962/mo
Today · 4.125%
HK$37,289
baseline
▲ 0.50% · 4.625%
HK$39,255
+HK$1,966/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,578/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,788
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,839
−HK$1,068/mo
Today · 4.125%
HK$35,907
baseline
▲ 0.50% · 4.625%
HK$38,092
+HK$2,185/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,814/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,589
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,597
−HK$1,023/mo
Today · 4.125%
HK$39,620
baseline
▲ 0.50% · 4.625%
HK$41,708
+HK$2,088/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,240/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,776
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,889
−HK$1,130/mo
Today · 4.125%
HK$38,019
baseline
▲ 0.50% · 4.625%
HK$40,333
+HK$2,314/mo
Deposit HK$872K · loan HK$7.84M · min. income ≈ HK$76,038/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,800
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,868
−HK$1,082/mo
Today · 4.125%
HK$41,950
baseline
▲ 0.50% · 4.625%
HK$44,162
+HK$2,212/mo
Deposit HK$872K · loan HK$7.84M · min. income ≈ HK$83,900/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,490 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).