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At today's rate and a 90% mortgage, the deposit on this unit is about HK$360K, with repayments around HK$15,687/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$360K · loan HK$3.24M · min. income ≈ HK$31,374/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Choy Yee Bridge Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-03 | HK$4.49M | +48.1% 3.4y · 14.0%/yr |
| 2016-09-20 | HK$3.03M | +27.3% 3.2y · 9.0%/yr |
| 2013-07-22 | HK$2.38M | +40.0% |
| 2011-02-25 | HK$1.70M | +16.4% |
| 2010-10-13 | HK$1.46M | +10.6% |
| 2010-07-23 | HK$1.32M | +5.6% |
| 1997-04-02 | HK$1.25M | — |