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At today's rate and a 90% mortgage, the deposit on this unit is about HK$355K, with repayments around HK$15,494/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$355K · loan HK$3.20M · min. income ≈ HK$30,988/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Choy Yee Bridge Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- G
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-28 | HK$3.20M | +10.3% 7.5y · 1.0%/yr |
| 2016-09-27 | HK$2.90M | +119.7% 6.2y · 19.0%/yr |
| 2010-07-12 | HK$1.32M | +28.2% |
| 2010-02-12 | HK$1.03M | +17.0% |
| 1995-12-13 | HK$880K | — |