▼ 0.50% · 3.625%
HK$7,540
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,774
−HK$239/mo
Today · 4.125%
HK$8,013
baseline
▲ 0.50% · 4.625%
HK$8,500
+HK$487/mo
Deposit HK$1.65M · loan HK$1.65M · min. income ≈ HK$16,026/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,388
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,613
−HK$228/mo
Today · 4.125%
HK$8,841
baseline
▲ 0.50% · 4.625%
HK$9,307
+HK$466/mo
Deposit HK$1.65M · loan HK$1.65M · min. income ≈ HK$17,682/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,294
−HK$520/mo
▼ 0.25% · 3.875%
HK$8,552
−HK$262/mo
Today · 4.125%
HK$8,814
baseline
▲ 0.50% · 4.625%
HK$9,350
+HK$536/mo
Deposit HK$1.49M · loan HK$1.82M · min. income ≈ HK$17,628/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,227
−HK$498/mo
▼ 0.25% · 3.875%
HK$9,474
−HK$251/mo
Today · 4.125%
HK$9,725
baseline
▲ 0.50% · 4.625%
HK$10,238
+HK$513/mo
Deposit HK$1.49M · loan HK$1.82M · min. income ≈ HK$19,450/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,048
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,329
−HK$286/mo
Today · 4.125%
HK$9,615
baseline
▲ 0.50% · 4.625%
HK$10,200
+HK$585/mo
Deposit HK$1.32M · loan HK$1.98M · min. income ≈ HK$19,230/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,066
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,336
−HK$273/mo
Today · 4.125%
HK$10,609
baseline
▲ 0.50% · 4.625%
HK$11,169
+HK$560/mo
Deposit HK$1.32M · loan HK$1.98M · min. income ≈ HK$21,218/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,802
−HK$615/mo
▼ 0.25% · 3.875%
HK$10,107
−HK$310/mo
Today · 4.125%
HK$10,417
baseline
▲ 0.50% · 4.625%
HK$11,050
+HK$633/mo
Deposit HK$1.16M · loan HK$2.15M · min. income ≈ HK$20,834/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,904
−HK$590/mo
▼ 0.25% · 3.875%
HK$11,197
−HK$297/mo
Today · 4.125%
HK$11,494
baseline
▲ 0.50% · 4.625%
HK$12,099
+HK$605/mo
Deposit HK$1.16M · loan HK$2.15M · min. income ≈ HK$22,988/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,556
−HK$662/mo
▼ 0.25% · 3.875%
HK$10,884
−HK$334/mo
Today · 4.125%
HK$11,218
baseline
▲ 0.50% · 4.625%
HK$11,900
+HK$682/mo
Deposit HK$992K · loan HK$2.31M · min. income ≈ HK$22,436/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,743
−HK$635/mo
▼ 0.25% · 3.875%
HK$12,058
−HK$320/mo
Today · 4.125%
HK$12,378
baseline
▲ 0.50% · 4.625%
HK$13,030
+HK$652/mo
Deposit HK$992K · loan HK$2.31M · min. income ≈ HK$24,756/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,310
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,662
−HK$357/mo
Today · 4.125%
HK$12,019
baseline
▲ 0.50% · 4.625%
HK$12,750
+HK$731/mo
Deposit HK$827K · loan HK$2.48M · min. income ≈ HK$24,038/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,582
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,920
−HK$342/mo
Today · 4.125%
HK$13,262
baseline
▲ 0.50% · 4.625%
HK$13,961
+HK$699/mo
Deposit HK$827K · loan HK$2.48M · min. income ≈ HK$26,524/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,064
−HK$756/mo
▼ 0.25% · 3.875%
HK$12,439
−HK$381/mo
Today · 4.125%
HK$12,820
baseline
▲ 0.50% · 4.625%
HK$13,600
+HK$780/mo
Deposit HK$661K · loan HK$2.65M · min. income ≈ HK$25,640/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,421
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,781
−HK$365/mo
Today · 4.125%
HK$14,146
baseline
▲ 0.50% · 4.625%
HK$14,892
+HK$746/mo
Deposit HK$661K · loan HK$2.65M · min. income ≈ HK$28,292/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,818
−HK$804/mo
▼ 0.25% · 3.875%
HK$13,217
−HK$405/mo
Today · 4.125%
HK$13,622
baseline
▲ 0.50% · 4.625%
HK$14,450
+HK$828/mo
Deposit HK$496K · loan HK$2.81M · min. income ≈ HK$27,244/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,260
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,642
−HK$388/mo
Today · 4.125%
HK$15,030
baseline
▲ 0.50% · 4.625%
HK$15,822
+HK$792/mo
Deposit HK$496K · loan HK$2.81M · min. income ≈ HK$30,060/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,572
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,994
−HK$429/mo
Today · 4.125%
HK$14,423
baseline
▲ 0.50% · 4.625%
HK$15,300
+HK$877/mo
Deposit HK$331K · loan HK$2.98M · min. income ≈ HK$28,846/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,099
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,503
−HK$411/mo
Today · 4.125%
HK$15,914
baseline
▲ 0.50% · 4.625%
HK$16,753
+HK$839/mo
Deposit HK$331K · loan HK$2.98M · min. income ≈ HK$31,828/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).