▼ 0.50% · 3.625%
HK$8,892
−HK$558/mo
▼ 0.25% · 3.875%
HK$9,169
−HK$281/mo
Today · 4.125%
HK$9,450
baseline
▲ 0.50% · 4.625%
HK$10,025
+HK$575/mo
Deposit HK$1.95M · loan HK$1.95M · min. income ≈ HK$18,900/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,892
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,158
−HK$269/mo
Today · 4.125%
HK$10,427
baseline
▲ 0.50% · 4.625%
HK$10,977
+HK$550/mo
Deposit HK$1.95M · loan HK$1.95M · min. income ≈ HK$20,854/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,781
−HK$614/mo
▼ 0.25% · 3.875%
HK$10,086
−HK$309/mo
Today · 4.125%
HK$10,395
baseline
▲ 0.50% · 4.625%
HK$11,027
+HK$632/mo
Deposit HK$1.75M · loan HK$2.14M · min. income ≈ HK$20,790/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,882
−HK$588/mo
▼ 0.25% · 3.875%
HK$11,174
−HK$296/mo
Today · 4.125%
HK$11,470
baseline
▲ 0.50% · 4.625%
HK$12,074
+HK$604/mo
Deposit HK$1.75M · loan HK$2.14M · min. income ≈ HK$22,940/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,671
−HK$669/mo
▼ 0.25% · 3.875%
HK$11,003
−HK$337/mo
Today · 4.125%
HK$11,340
baseline
▲ 0.50% · 4.625%
HK$12,030
+HK$690/mo
Deposit HK$1.56M · loan HK$2.34M · min. income ≈ HK$22,680/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,871
−HK$641/mo
▼ 0.25% · 3.875%
HK$12,189
−HK$323/mo
Today · 4.125%
HK$12,512
baseline
▲ 0.50% · 4.625%
HK$13,172
+HK$660/mo
Deposit HK$1.56M · loan HK$2.34M · min. income ≈ HK$25,024/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,560
−HK$725/mo
▼ 0.25% · 3.875%
HK$11,919
−HK$366/mo
Today · 4.125%
HK$12,285
baseline
▲ 0.50% · 4.625%
HK$13,032
+HK$747/mo
Deposit HK$1.36M · loan HK$2.53M · min. income ≈ HK$24,570/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,860
−HK$695/mo
▼ 0.25% · 3.875%
HK$13,205
−HK$350/mo
Today · 4.125%
HK$13,555
baseline
▲ 0.50% · 4.625%
HK$14,270
+HK$715/mo
Deposit HK$1.36M · loan HK$2.53M · min. income ≈ HK$27,110/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,449
−HK$781/mo
▼ 0.25% · 3.875%
HK$12,836
−HK$394/mo
Today · 4.125%
HK$13,230
baseline
▲ 0.50% · 4.625%
HK$14,035
+HK$805/mo
Deposit HK$1.17M · loan HK$2.73M · min. income ≈ HK$26,460/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,849
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,221
−HK$377/mo
Today · 4.125%
HK$14,598
baseline
▲ 0.50% · 4.625%
HK$15,367
+HK$769/mo
Deposit HK$1.17M · loan HK$2.73M · min. income ≈ HK$29,196/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,338
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,753
−HK$422/mo
Today · 4.125%
HK$14,175
baseline
▲ 0.50% · 4.625%
HK$15,037
+HK$862/mo
Deposit HK$975K · loan HK$2.92M · min. income ≈ HK$28,350/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,839
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,237
−HK$403/mo
Today · 4.125%
HK$15,640
baseline
▲ 0.50% · 4.625%
HK$16,465
+HK$825/mo
Deposit HK$975K · loan HK$2.92M · min. income ≈ HK$31,280/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,228
−HK$892/mo
▼ 0.25% · 3.875%
HK$14,670
−HK$450/mo
Today · 4.125%
HK$15,120
baseline
▲ 0.50% · 4.625%
HK$16,040
+HK$920/mo
Deposit HK$780K · loan HK$3.12M · min. income ≈ HK$30,240/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,828
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,252
−HK$431/mo
Today · 4.125%
HK$16,683
baseline
▲ 0.50% · 4.625%
HK$17,562
+HK$879/mo
Deposit HK$780K · loan HK$3.12M · min. income ≈ HK$33,366/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,117
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,587
−HK$478/mo
Today · 4.125%
HK$16,065
baseline
▲ 0.50% · 4.625%
HK$17,042
+HK$977/mo
Deposit HK$585K · loan HK$3.31M · min. income ≈ HK$32,130/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,817
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,268
−HK$458/mo
Today · 4.125%
HK$17,726
baseline
▲ 0.50% · 4.625%
HK$18,660
+HK$934/mo
Deposit HK$585K · loan HK$3.31M · min. income ≈ HK$35,452/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,006
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,504
−HK$506/mo
Today · 4.125%
HK$17,010
baseline
▲ 0.50% · 4.625%
HK$18,045
+HK$1,035/mo
Deposit HK$390K · loan HK$3.51M · min. income ≈ HK$34,020/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,806
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,284
−HK$484/mo
Today · 4.125%
HK$18,768
baseline
▲ 0.50% · 4.625%
HK$19,758
+HK$990/mo
Deposit HK$390K · loan HK$3.51M · min. income ≈ HK$37,536/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).