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At today's rate and a 90% mortgage, the deposit on this unit is about HK$415K, with repayments around HK$18,091/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$415K · loan HK$3.73M · min. income ≈ HK$36,182/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$29,613 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Light Rail Depot Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- C
- Saleable Area
- 462 Saleable ft²
- Gross Area
- 555 ft²
- Efficiency
- 83%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-03 | HK$5.05M | +26.2% 6.0y · 4.0%/yr |
| 2016-10-06 | HK$4.00M | +354.5% 9.7y · 37.0%/yr |
| 2007-01-05 | HK$880K | +3.5% |
| 2002-08-03 | HK$850K | −46.9% |
| 1997-01-10 | HK$1.60M | +49.5% |
| 1996-02-09 | HK$1.07M | — |