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At today's rate and a 90% mortgage, the deposit on this unit is about HK$243K, with repayments around HK$10,617/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$243K · loan HK$2.19M · min. income ≈ HK$21,234/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-San Hui Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 311 Saleable ft²
- Gross Area
- 393 ft²
- Efficiency
- 79%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-03 | HK$3.10M | +84.5% 6.2y · 14.0%/yr |
| 2013-12-05 | HK$1.68M | +43.6% |
| 2011-10-10 | HK$1.17M | +21.9% |
| 2010-11-25 | HK$960K | +60.0% |
| 2008-08-25 | HK$600K | −6.2% |
| 2008-02-26 | HK$640K | +30.6% |
| 2007-06-20 | HK$490K | −56.2% |
| 1998-05-19 | HK$1.12M | +7.7% |
| 1997-04-03 | HK$1.04M | — |