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At today's rate and a 90% mortgage, the deposit on this unit is about HK$244K, with repayments around HK$10,641/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$244K · loan HK$2.20M · min. income ≈ HK$21,282/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-San Hui Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- H
- Saleable Area
- 311 Saleable ft²
- Gross Area
- 393 ft²
- Efficiency
- 79%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-12 | HK$3.40M | +36.0% 3.7y · 10.0%/yr |
| 2017-05-12 | HK$2.50M | +35.1% 3.6y · 10.0%/yr |
| 2013-10-04 | HK$1.85M | +198.4% |
| 2008-05-15 | HK$620K | −4.6% |
| 2000-05-02 | HK$650K | −33.7% |
| 1997-05-21 | HK$980K | — |