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At today's rate and a 90% mortgage, the deposit on this unit is about HK$439K, with repayments around HK$19,135/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$38,270/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,803 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Ginza Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-25 | HK$4.05M | +1.6% 8.2y · 0.0%/yr |
| 2017-01-20 | HK$3.99M | +127.9% 6.0y · 21.0%/yr |
| 2011-01-14 | HK$1.75M | +27.7% |
| 2010-01-04 | HK$1.37M | −0.7% |
| 2009-10-29 | HK$1.38M | +31.4% |
| 2009-03-17 | HK$1.05M | −16.7% |
| 2005-05-20 | HK$1.26M | −1.6% |
| 2000-09-15 | HK$1.28M | — |