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At today's rate and a 90% mortgage, the deposit on this unit is about HK$501K, with repayments around HK$21,838/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$43,676/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,649 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Ginza Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- H
- Saleable Area
- 550 Saleable ft²
- Gross Area
- 704 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-11 | HK$4.30M | −31.5% 2.5y · −13.0%/yr |
| 2021-12-20 | HK$6.28M | +252.8% 11.6y · 22.0%/yr |
| 2010-05-24 | HK$1.78M | +7.9% |
| 2010-02-05 | HK$1.65M | +34.1% |
| 2009-05-04 | HK$1.23M | +33.7% |
| 2003-06-05 | HK$920K | −60.5% |
| 1997-01-07 | HK$2.33M | +5.9% |
| 1996-11-22 | HK$2.20M | — |