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At today's rate and a 90% mortgage, the deposit on this unit is about HK$498K, with repayments around HK$21,721/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$43,442/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$112,046 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- G
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-20 | HK$4.30M | −27.2% 3.1y · −9.0%/yr |
| 2021-06-28 | HK$5.90M | +1.7% 3.1y · 1.0%/yr |
| 2018-05-28 | HK$5.80M | +45.0% 3.3y · 14.0%/yr |
| 2015-02-16 | HK$4.00M | +110.5% |
| 2010-09-01 | HK$1.90M | +24.2% |
| 1995-07-11 | HK$1.53M | — |