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At today's rate and a 90% mortgage, the deposit on this unit is about HK$502K, with repayments around HK$21,917/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$43,834/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,058 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- H
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-19 | HK$6.00M | +50.4% 5.5y · 9.0%/yr |
| 2016-05-18 | HK$3.99M | +54.1% 3.7y · 15.0%/yr |
| 2012-09-11 | HK$2.59M | +75.0% |
| 2008-10-06 | HK$1.48M | +1.4% |
| 2008-04-29 | HK$1.46M | +23.7% |
| 2005-03-04 | HK$1.18M | +16.8% |
| 2003-02-07 | HK$1.01M | −21.1% |
| 2002-02-28 | HK$1.28M | −40.2% |
| 1998-03-06 | HK$2.14M | +45.6% |
| 1995-07-11 | HK$1.47M | — |