21/F C
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 4
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$514K, with repayments around HK$22,417/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$44,834/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,634 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Chestwood Station.
Family-friendly — 102 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- C
- Saleable Area
- 551 Saleable ft²
- Gross Area
- 705 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-30 | HK$4.70M | −5.1% 6.9y · −1.0%/yr |
| 2018-12-11 | HK$4.95M | +59.7% 4.7y · 13.0%/yr |
| 2014-03-26 | HK$3.10M | +38.4% |
| 2011-08-17 | HK$2.24M | +16.7% |
| 2010-11-30 | HK$1.92M | — |