16/F G
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 4
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$511K, with repayments around HK$22,300/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$44,600/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$115,032 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Chestwood Station.
Family-friendly — 102 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- G
- Saleable Area
- 548 Saleable ft²
- Gross Area
- 705 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-18 | HK$6.28M | +57.4% 4.0y · 14.0%/yr |
| 2016-05-20 | HK$3.99M | +25.5% 3.5y · 7.0%/yr |
| 2012-12-04 | HK$3.18M | +52.9% |
| 2010-08-23 | HK$2.08M | +60.0% |
| 2001-12-17 | HK$1.30M | — |