20/F E
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 3
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$438K, with repayments around HK$19,106/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,212/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,704 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Chestwood Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 579 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-31 | HK$5.58M | +74.4% 5.0y · 15.0%/yr |
| 2016-04-11 | HK$3.20M | +30.6% 1.8y · 17.0%/yr |
| 2014-06-04 | HK$2.45M | — |