Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$456K, with repayments around HK$19,890/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$39,780/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,489 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Chestwood Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- G
- Saleable Area
- 548 Saleable ft²
- Gross Area
- 705 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-12 | HK$4.90M | +6.5% 6.5y · 1.0%/yr |
| 2017-11-09 | HK$4.60M | +60.3% 3.5y · 17.0%/yr |
| 2014-05-19 | HK$2.87M | +54.3% |
| 2012-02-01 | HK$1.86M | +48.8% |
| 2008-11-19 | HK$1.25M | −34.2% |
| 1999-05-03 | HK$1.90M | −30.9% |
| 1997-03-20 | HK$2.75M | +17.0% |
| 1997-03-13 | HK$2.35M | +13.0% |
| 1997-01-30 | HK$2.08M | +45.5% |
| 1996-02-13 | HK$1.43M | — |