▼ 0.50% · 3.625%
HK$22,567
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,269
−HK$713/mo
Today · 4.125%
HK$23,982
baseline
▲ 0.50% · 4.625%
HK$25,441
+HK$1,459/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,964/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,105
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,779
−HK$683/mo
Today · 4.125%
HK$26,462
baseline
▲ 0.50% · 4.625%
HK$27,857
+HK$1,395/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,924/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,824
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,596
−HK$784/mo
Today · 4.125%
HK$26,380
baseline
▲ 0.50% · 4.625%
HK$27,985
+HK$1,605/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,760/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,616
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,357
−HK$751/mo
Today · 4.125%
HK$29,108
baseline
▲ 0.50% · 4.625%
HK$30,642
+HK$1,534/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,216/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,080
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,923
−HK$856/mo
Today · 4.125%
HK$28,779
baseline
▲ 0.50% · 4.625%
HK$30,530
+HK$1,751/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,558/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,127
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,935
−HK$819/mo
Today · 4.125%
HK$31,754
baseline
▲ 0.50% · 4.625%
HK$33,428
+HK$1,674/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,508/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,337
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,250
−HK$927/mo
Today · 4.125%
HK$31,177
baseline
▲ 0.50% · 4.625%
HK$33,074
+HK$1,897/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,354/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,637
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,512
−HK$888/mo
Today · 4.125%
HK$34,400
baseline
▲ 0.50% · 4.625%
HK$36,214
+HK$1,814/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,800/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,594
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,576
−HK$999/mo
Today · 4.125%
HK$33,575
baseline
▲ 0.50% · 4.625%
HK$35,618
+HK$2,043/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,150/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,148
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,090
−HK$957/mo
Today · 4.125%
HK$37,047
baseline
▲ 0.50% · 4.625%
HK$38,999
+HK$1,952/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,094/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,850
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,903
−HK$1,070/mo
Today · 4.125%
HK$35,973
baseline
▲ 0.50% · 4.625%
HK$38,162
+HK$2,189/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,946/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,658
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,668
−HK$1,025/mo
Today · 4.125%
HK$39,693
baseline
▲ 0.50% · 4.625%
HK$41,785
+HK$2,092/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,386/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,107
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,230
−HK$1,141/mo
Today · 4.125%
HK$38,371
baseline
▲ 0.50% · 4.625%
HK$40,706
+HK$2,335/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,742/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,169
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,246
−HK$1,093/mo
Today · 4.125%
HK$42,339
baseline
▲ 0.50% · 4.625%
HK$44,571
+HK$2,232/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,678/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,364
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,557
−HK$1,213/mo
Today · 4.125%
HK$40,770
baseline
▲ 0.50% · 4.625%
HK$43,250
+HK$2,480/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,540/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,679
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,824
−HK$1,161/mo
Today · 4.125%
HK$44,985
baseline
▲ 0.50% · 4.625%
HK$47,356
+HK$2,371/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,970/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,620
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,884
−HK$1,284/mo
Today · 4.125%
HK$43,168
baseline
▲ 0.50% · 4.625%
HK$45,794
+HK$2,626/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,336/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,190
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,402
−HK$1,229/mo
Today · 4.125%
HK$47,631
baseline
▲ 0.50% · 4.625%
HK$50,142
+HK$2,511/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,262/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,667 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).