Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$520K, with repayments around HK$22,691/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$45,382/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$117,050 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Ginza Station.
Family-friendly — 101 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- G
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-20 | HK$5.85M | +24.5% 3.0y · 8.0%/yr |
| 2017-03-23 | HK$4.70M | +213.3% 8.6y · 25.0%/yr |
| 2008-07-16 | HK$1.50M | −0.7% |
| 2005-08-03 | HK$1.51M | +11.9% |
| 2005-04-12 | HK$1.35M | −46.9% |
| 1998-03-24 | HK$2.54M | −13.6% |
| 1998-01-06 | HK$2.94M | +54.7% |
| 1996-05-21 | HK$1.90M | — |