▼ 0.50% · 3.625%
HK$16,405
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,915
−HK$518/mo
Today · 4.125%
HK$17,433
baseline
▲ 0.50% · 4.625%
HK$18,494
+HK$1,061/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,866/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,250
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,739
−HK$497/mo
Today · 4.125%
HK$19,236
baseline
▲ 0.50% · 4.625%
HK$20,250
+HK$1,014/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,472/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,045
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,606
−HK$571/mo
Today · 4.125%
HK$19,177
baseline
▲ 0.50% · 4.625%
HK$20,343
+HK$1,166/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,354/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,075
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,613
−HK$546/mo
Today · 4.125%
HK$21,159
baseline
▲ 0.50% · 4.625%
HK$22,275
+HK$1,116/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,318/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,685
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,298
−HK$622/mo
Today · 4.125%
HK$20,920
baseline
▲ 0.50% · 4.625%
HK$22,193
+HK$1,273/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,840/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,900
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,487
−HK$596/mo
Today · 4.125%
HK$23,083
baseline
▲ 0.50% · 4.625%
HK$24,300
+HK$1,217/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,166/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,326
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,989
−HK$674/mo
Today · 4.125%
HK$22,663
baseline
▲ 0.50% · 4.625%
HK$24,042
+HK$1,379/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,326/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,725
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,361
−HK$646/mo
Today · 4.125%
HK$25,007
baseline
▲ 0.50% · 4.625%
HK$26,325
+HK$1,318/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,014/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,966
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,681
−HK$725/mo
Today · 4.125%
HK$24,406
baseline
▲ 0.50% · 4.625%
HK$25,892
+HK$1,486/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,812/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,550
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,235
−HK$695/mo
Today · 4.125%
HK$26,930
baseline
▲ 0.50% · 4.625%
HK$28,350
+HK$1,420/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,860/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,607
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,372
−HK$778/mo
Today · 4.125%
HK$26,150
baseline
▲ 0.50% · 4.625%
HK$27,741
+HK$1,591/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,300/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,375
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,109
−HK$745/mo
Today · 4.125%
HK$28,854
baseline
▲ 0.50% · 4.625%
HK$30,375
+HK$1,521/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,708/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,247
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,064
−HK$829/mo
Today · 4.125%
HK$27,893
baseline
▲ 0.50% · 4.625%
HK$29,590
+HK$1,697/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,786/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,200
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,983
−HK$794/mo
Today · 4.125%
HK$30,777
baseline
▲ 0.50% · 4.625%
HK$32,400
+HK$1,623/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,554/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,888
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,755
−HK$881/mo
Today · 4.125%
HK$29,636
baseline
▲ 0.50% · 4.625%
HK$31,440
+HK$1,804/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,272/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,025
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,857
−HK$844/mo
Today · 4.125%
HK$32,701
baseline
▲ 0.50% · 4.625%
HK$34,425
+HK$1,724/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,402/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,528
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,447
−HK$933/mo
Today · 4.125%
HK$31,380
baseline
▲ 0.50% · 4.625%
HK$33,289
+HK$1,909/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,760/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,850
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,731
−HK$893/mo
Today · 4.125%
HK$34,624
baseline
▲ 0.50% · 4.625%
HK$36,450
+HK$1,826/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,248/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,825 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).