▼ 0.50% · 3.625%
HK$19,261
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,860
−HK$608/mo
Today · 4.125%
HK$20,468
baseline
▲ 0.50% · 4.625%
HK$21,714
+HK$1,246/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,936/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,427
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,002
−HK$583/mo
Today · 4.125%
HK$22,585
baseline
▲ 0.50% · 4.625%
HK$23,775
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,170/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,187
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,846
−HK$669/mo
Today · 4.125%
HK$22,515
baseline
▲ 0.50% · 4.625%
HK$23,885
+HK$1,370/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,030/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,570
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,202
−HK$641/mo
Today · 4.125%
HK$24,843
baseline
▲ 0.50% · 4.625%
HK$26,153
+HK$1,310/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,686/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,113
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,832
−HK$730/mo
Today · 4.125%
HK$24,562
baseline
▲ 0.50% · 4.625%
HK$26,057
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,124/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,713
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,402
−HK$700/mo
Today · 4.125%
HK$27,102
baseline
▲ 0.50% · 4.625%
HK$28,531
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,204/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,039
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,818
−HK$791/mo
Today · 4.125%
HK$26,609
baseline
▲ 0.50% · 4.625%
HK$28,228
+HK$1,619/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,218/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,855
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,603
−HK$757/mo
Today · 4.125%
HK$29,360
baseline
▲ 0.50% · 4.625%
HK$30,908
+HK$1,548/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,720/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,965
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,804
−HK$852/mo
Today · 4.125%
HK$28,656
baseline
▲ 0.50% · 4.625%
HK$30,400
+HK$1,744/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,312/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,998
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,803
−HK$816/mo
Today · 4.125%
HK$31,619
baseline
▲ 0.50% · 4.625%
HK$33,286
+HK$1,667/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,238/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,891
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,790
−HK$913/mo
Today · 4.125%
HK$30,703
baseline
▲ 0.50% · 4.625%
HK$32,571
+HK$1,868/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,406/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,141
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$33,003
−HK$874/mo
Today · 4.125%
HK$33,877
baseline
▲ 0.50% · 4.625%
HK$35,663
+HK$1,786/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,754/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,817
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,776
−HK$974/mo
Today · 4.125%
HK$32,750
baseline
▲ 0.50% · 4.625%
HK$34,742
+HK$1,992/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,500/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,284
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,203
−HK$933/mo
Today · 4.125%
HK$36,136
baseline
▲ 0.50% · 4.625%
HK$38,041
+HK$1,905/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,272/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,743
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,762
−HK$1,034/mo
Today · 4.125%
HK$34,796
baseline
▲ 0.50% · 4.625%
HK$36,914
+HK$2,118/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,592/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,426
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,403
−HK$991/mo
Today · 4.125%
HK$38,394
baseline
▲ 0.50% · 4.625%
HK$40,418
+HK$2,024/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,788/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,669
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,748
−HK$1,095/mo
Today · 4.125%
HK$36,843
baseline
▲ 0.50% · 4.625%
HK$39,085
+HK$2,242/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$73,686/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,569
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,604
−HK$1,049/mo
Today · 4.125%
HK$40,653
baseline
▲ 0.50% · 4.625%
HK$42,796
+HK$2,143/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$81,306/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,402 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).