▼ 0.50% · 3.625%
HK$20,093
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,718
−HK$635/mo
Today · 4.125%
HK$21,353
baseline
▲ 0.50% · 4.625%
HK$22,652
+HK$1,299/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,706/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,353
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,953
−HK$608/mo
Today · 4.125%
HK$23,561
baseline
▲ 0.50% · 4.625%
HK$24,803
+HK$1,242/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,122/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,102
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,790
−HK$698/mo
Today · 4.125%
HK$23,488
baseline
▲ 0.50% · 4.625%
HK$24,917
+HK$1,429/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$46,976/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,588
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,248
−HK$669/mo
Today · 4.125%
HK$25,917
baseline
▲ 0.50% · 4.625%
HK$27,283
+HK$1,366/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,834/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,111
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,861
−HK$762/mo
Today · 4.125%
HK$25,623
baseline
▲ 0.50% · 4.625%
HK$27,183
+HK$1,560/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$51,246/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,824
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,543
−HK$730/mo
Today · 4.125%
HK$28,273
baseline
▲ 0.50% · 4.625%
HK$29,763
+HK$1,490/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$56,546/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,121
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,933
−HK$826/mo
Today · 4.125%
HK$27,759
baseline
▲ 0.50% · 4.625%
HK$29,448
+HK$1,689/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$55,518/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,059
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,838
−HK$791/mo
Today · 4.125%
HK$30,629
baseline
▲ 0.50% · 4.625%
HK$32,244
+HK$1,615/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$61,258/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,130
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,005
−HK$889/mo
Today · 4.125%
HK$29,894
baseline
▲ 0.50% · 4.625%
HK$31,713
+HK$1,819/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,788/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,294
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,134
−HK$851/mo
Today · 4.125%
HK$32,985
baseline
▲ 0.50% · 4.625%
HK$34,724
+HK$1,739/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,970/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,139
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,077
−HK$952/mo
Today · 4.125%
HK$32,029
baseline
▲ 0.50% · 4.625%
HK$33,978
+HK$1,949/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,058/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,530
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,429
−HK$912/mo
Today · 4.125%
HK$35,341
baseline
▲ 0.50% · 4.625%
HK$37,204
+HK$1,863/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,682/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,149
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,149
−HK$1,016/mo
Today · 4.125%
HK$34,165
baseline
▲ 0.50% · 4.625%
HK$36,243
+HK$2,078/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,330/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,765
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,724
−HK$973/mo
Today · 4.125%
HK$37,697
baseline
▲ 0.50% · 4.625%
HK$39,684
+HK$1,987/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,394/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,158
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,220
−HK$1,080/mo
Today · 4.125%
HK$36,300
baseline
▲ 0.50% · 4.625%
HK$38,509
+HK$2,209/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,600/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,000
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,019
−HK$1,034/mo
Today · 4.125%
HK$40,053
baseline
▲ 0.50% · 4.625%
HK$42,165
+HK$2,112/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,106/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,167
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,292
−HK$1,143/mo
Today · 4.125%
HK$38,435
baseline
▲ 0.50% · 4.625%
HK$40,774
+HK$2,339/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,870/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,236
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,315
−HK$1,094/mo
Today · 4.125%
HK$42,409
baseline
▲ 0.50% · 4.625%
HK$44,645
+HK$2,236/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,818/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,351 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).