▼ 0.50% · 3.625%
HK$22,524
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,225
−HK$712/mo
Today · 4.125%
HK$23,937
baseline
▲ 0.50% · 4.625%
HK$25,393
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,874/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,058
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,730
−HK$682/mo
Today · 4.125%
HK$26,412
baseline
▲ 0.50% · 4.625%
HK$27,804
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,824/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,777
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,547
−HK$783/mo
Today · 4.125%
HK$26,330
baseline
▲ 0.50% · 4.625%
HK$27,932
+HK$1,602/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$52,660/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,564
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,303
−HK$750/mo
Today · 4.125%
HK$29,053
baseline
▲ 0.50% · 4.625%
HK$30,584
+HK$1,531/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$58,106/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,029
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,870
−HK$854/mo
Today · 4.125%
HK$28,724
baseline
▲ 0.50% · 4.625%
HK$30,472
+HK$1,748/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,448/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,070
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,876
−HK$818/mo
Today · 4.125%
HK$31,694
baseline
▲ 0.50% · 4.625%
HK$33,365
+HK$1,671/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,388/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,281
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,192
−HK$926/mo
Today · 4.125%
HK$31,118
baseline
▲ 0.50% · 4.625%
HK$33,011
+HK$1,893/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,236/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,575
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,449
−HK$886/mo
Today · 4.125%
HK$34,335
baseline
▲ 0.50% · 4.625%
HK$36,145
+HK$1,810/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,670/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,534
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,515
−HK$996/mo
Today · 4.125%
HK$33,511
baseline
▲ 0.50% · 4.625%
HK$35,550
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$67,022/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,081
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,022
−HK$954/mo
Today · 4.125%
HK$36,976
baseline
▲ 0.50% · 4.625%
HK$38,926
+HK$1,950/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,952/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,786
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,837
−HK$1,068/mo
Today · 4.125%
HK$35,905
baseline
▲ 0.50% · 4.625%
HK$38,090
+HK$2,185/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,810/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,587
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,595
−HK$1,023/mo
Today · 4.125%
HK$39,618
baseline
▲ 0.50% · 4.625%
HK$41,706
+HK$2,088/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,236/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,039
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,160
−HK$1,139/mo
Today · 4.125%
HK$38,299
baseline
▲ 0.50% · 4.625%
HK$40,629
+HK$2,330/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$76,598/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,093
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,168
−HK$1,091/mo
Today · 4.125%
HK$42,259
baseline
▲ 0.50% · 4.625%
HK$44,486
+HK$2,227/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$84,518/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,291
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,482
−HK$1,210/mo
Today · 4.125%
HK$40,692
baseline
▲ 0.50% · 4.625%
HK$43,168
+HK$2,476/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,384/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,599
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,741
−HK$1,159/mo
Today · 4.125%
HK$44,900
baseline
▲ 0.50% · 4.625%
HK$47,267
+HK$2,367/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,800/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,544
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,805
−HK$1,281/mo
Today · 4.125%
HK$43,086
baseline
▲ 0.50% · 4.625%
HK$45,708
+HK$2,622/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,172/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,104
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,314
−HK$1,227/mo
Today · 4.125%
HK$47,541
baseline
▲ 0.50% · 4.625%
HK$50,047
+HK$2,506/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,082/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,793 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).