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At today's rate and a 90% mortgage, the deposit on this unit is about HK$527K, with repayments around HK$22,977/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$527K · loan HK$4.74M · min. income ≈ HK$45,954/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$118,526 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 48/F
- Flat
- H
- Saleable Area
- 494 Saleable ft²
- Gross Area
- 648 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-11 | HK$5.50M | +22.2% 2.9y · 8.0%/yr |
| 2017-10-12 | HK$4.50M | +8.4% 1.2y · 7.0%/yr |
| 2016-08-01 | HK$4.15M | +25.8% 3.0y · 9.0%/yr |
| 2013-07-15 | HK$3.30M | +88.6% |
| 2007-09-19 | HK$1.75M | — |