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At today's rate and a 90% mortgage, the deposit on this unit is about HK$470K, with repayments around HK$20,488/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$40,976/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$87,215 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 461 Saleable ft²
- Gross Area
- 608 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-02 | HK$6.55M | +31.0% 4.3y · 7.0%/yr |
| 2017-02-17 | HK$5.00M | +41.6% 3.0y · 14.0%/yr |
| 2014-02-13 | HK$3.53M | +35.8% |
| 2011-05-20 | HK$2.60M | +19.3% |
| 2010-12-08 | HK$2.18M | +9.5% |
| 2010-07-23 | HK$1.99M | +14.4% |
| 2007-10-04 | HK$1.74M | — |