22/F 12

in Tin Chung Court Chung Chak House (Block M)

Yuen Long District · New Territories West

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1/F 12 539 ft² 1/F 2 601 ft² 1/F 13 539 ft² 2/F 16 645 ft² 2/F 1 645 ft² 3/F 7 433 ft² 3/F 6 433 ft² 3/F 8 645 ft² 3/F 12 539 ft² 4/F 11 601 ft² 4/F 6 433 ft² 4/F 13 539 ft² 5/F 2 601 ft² 5/F 6 433 ft² 6/F 6 433 ft² 6/F 1 645 ft² 6/F 11 601 ft² 7/F 16 645 ft² 7/F 8 645 ft² 7/F 4 539 ft² 8/F 14 433 ft² 8/F 15 433 ft² 9/F 5 539 ft² 10/F 13 539 ft² 10/F 6 433 ft² 10/F 15 433 ft² 11/F 5 539 ft² 11/F 7 433 ft² 12/F 1 645 ft² 12/F 12 539 ft² 12/F 2 601 ft² 12/F 6 433 ft² 12/F 9 645 ft² 13/F 1 645 ft² 14/F 1 645 ft² 14/F 6 433 ft² 15/F 14 433 ft² 15/F 15 433 ft² 15/F 2 601 ft² 15/F 1 645 ft² 15/F 5 539 ft² 16/F 12 539 ft² 17/F 15 433 ft² 18/F 7 429 ft² 18/F 15 429 ft² 19/F 3 596 ft² 19/F 6 429 ft² 19/F 4 535 ft² 20/F 6 429 ft² 20/F 9 640 ft² 20/F 3 596 ft² 20/F 5 535 ft² 20/F 8 640 ft² 20/F 15 429 ft² 21/F 11 596 ft² 21/F 3 596 ft² 21/F 7 429 ft² 21/F 14 429 ft² 21/F 16 640 ft² 22/F 3 596 ft² 22/F 5 535 ft² 22/F 11 596 ft² 22/F 12 535 ft² 22/F 15 429 ft² 22/F 16 640 ft² 23/F 11 596 ft² 23/F 3 596 ft² 23/F 6 429 ft² 23/F 2 596 ft² 24/F 14 429 ft² 24/F 6 429 ft² 24/F 1 640 ft² 24/F 15 429 ft² 25/F 11 596 ft² 25/F 12 535 ft² 25/F 13 535 ft² 25/F 14 429 ft² 26/F 12 535 ft² 26/F 13 535 ft² 26/F 6 429 ft² 26/F 15 429 ft² 27/F 15 429 ft² 27/F 3 596 ft² 27/F 6 429 ft² 27/F 10 596 ft² 27/F 12 535 ft² 27/F 13 535 ft² 29/F 6 426 ft² 29/F 1 636 ft² 29/F 5 530 ft² 29/F 14 426 ft² 29/F 15 426 ft² 30/F 5 531 ft² 30/F 15 426 ft² 31/F 11 592 ft² 31/F 5 531 ft² 31/F 4 531 ft² 31/F 6 426 ft² 31/F 13 531 ft² 32/F 11 592 ft² 32/F 7 426 ft² 32/F 16 636 ft² 33/F 16 636 ft² 33/F 9 636 ft² 33/F 4 531 ft² 33/F 7 426 ft² 33/F 15 426 ft² 34/F 14 426 ft² 34/F 5 531 ft² 34/F 7 426 ft² 34/F 15 426 ft² 34/F 16 636 ft² 35/F 3 592 ft² 35/F 1 636 ft² 35/F 7 426 ft² 35/F 8 636 ft² 35/F 10 592 ft² 35/F 14 426 ft² 36/F 4 531 ft² 36/F 10 592 ft² 37/F 12 531 ft² 37/F 6 426 ft² 37/F 13 531 ft² 38/F 12 531 ft² 38/F 2 592 ft² 38/F 6 426 ft² 38/F 7 426 ft² 38/F 13 531 ft² 38/F 14 426 ft² 38/F 16 636 ft² 39/F 3 592 ft² 39/F 7 426 ft² 39/F 4 531 ft² 39/F 13 531 ft² 40/F 1 636 ft² 40/F 14 426 ft² 40/F 2 592 ft² 40/F 7 426 ft² 40/F 8 636 ft² 40/F 3 592 ft² 40/F 5 531 ft² 40/F 10 592 ft² 40/F 11 592 ft² 40/F 13 531 ft²

Crescira AVM · estimated value ● Medium confidence

HK$3.67M

≈ HK$6,851 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$367K, with repayments around HK$15,987/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$15,044

−HK$943/mo

▼ 0.25% · 3.875%

HK$15,512

−HK$475/mo

Today · 4.125%

HK$15,987

baseline

▲ 0.50% · 4.625%

HK$16,960

+HK$973/mo

Deposit HK$367K · loan HK$3.30M · min. income ≈ HK$31,974/mo (50% DSR)

Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 22/F
Flat: 12
Saleable Area: 535 ft²
Gross Area: 717 ft²
Efficiency: 75%
District: Yuen Long District · New Territories West
School net (POA): 72

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-08-28	HK$4.55M	+8.3%	HK$8,505	HK$6,346
2017-10-03	HK$4.20M	+121.1%	HK$7,850	HK$5,858
2012-03-30	HK$1.90M	+58.3%	HK$3,551	HK$2,650
2009-12-23	HK$1.20M	+25.0%	HK$2,243	HK$1,674
2009-03-12	HK$960K	—	HK$1,794	HK$1,339