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Home Yuen Long District TIN CHUNG COURT CHUNG CHAK HOUSE (BLOCK M)

20/F 3

in TIN CHUNG COURT CHUNG CHAK HOUSE (BLOCK M)

Yuen Long District · New Territories West

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Floor
1/F 12 539 ft² 1/F 13 539 ft² 1/F 2 601 ft² 2/F 1 645 ft² 2/F 16 645 ft² 3/F 12 539 ft² 3/F 6 433 ft² 3/F 7 433 ft² 3/F 8 645 ft² 4/F 11 601 ft² 4/F 13 539 ft² 4/F 6 433 ft² 5/F 2 601 ft² 5/F 6 433 ft² 6/F 1 645 ft² 6/F 11 601 ft² 6/F 6 433 ft² 7/F 16 645 ft² 7/F 8 645 ft² 7/F 4 539 ft² 8/F 14 433 ft² 8/F 15 433 ft² 9/F 5 539 ft² 10/F 13 539 ft² 10/F 15 433 ft² 10/F 6 433 ft² 11/F 5 539 ft² 11/F 7 433 ft² 12/F 1 645 ft² 12/F 12 539 ft² 12/F 2 601 ft² 12/F 6 433 ft² 12/F 9 645 ft² 13/F 1 645 ft² 14/F 1 645 ft² 14/F 6 433 ft² 15/F 1 15/F 14 433 ft² 15/F 15 433 ft² 15/F 2 601 ft² 15/F 5 539 ft² 16/F 12 539 ft² 17/F 15 433 ft² 18/F 15 429 ft² 18/F 7 429 ft² 19/F 3 596 ft² 19/F 4 535 ft² 19/F 6 429 ft² 20/F 15 429 ft² 20/F 3 596 ft² 20/F 5 535 ft² 20/F 6 429 ft² 20/F 8 640 ft² 20/F 9 640 ft² 21/F 11 596 ft² 21/F 14 429 ft² 21/F 16 640 ft² 21/F 3 596 ft² 21/F 7 429 ft² 22/F 11 596 ft² 22/F 12 535 ft² 22/F 15 429 ft² 22/F 16 640 ft² 22/F 3 596 ft² 22/F 5 535 ft² 23/F 11 596 ft² 23/F 2 596 ft² 23/F 3 596 ft² 23/F 6 429 ft² 24/F 1 640 ft² 24/F 14 429 ft² 24/F 15 429 ft² 24/F 6 429 ft² 25/F 11 596 ft² 25/F 12 535 ft² 25/F 13 535 ft² 25/F 14 429 ft² 26/F 12 535 ft² 26/F 13 535 ft² 26/F 15 429 ft² 26/F 6 429 ft² 27/F 10 596 ft² 27/F 12 535 ft² 27/F 13 535 ft² 27/F 15 429 ft² 27/F 3 596 ft² 27/F 6 429 ft² 29/F 1 636 ft² 29/F 14 426 ft² 29/F 15 426 ft² 29/F 5 530 ft² 29/F 6 426 ft² 30/F 15 426 ft² 30/F 5 531 ft² 31/F 11 592 ft² 31/F 13 531 ft² 31/F 4 531 ft² 31/F 5 531 ft² 31/F 6 426 ft² 32/F 11 592 ft² 32/F 7 426 ft² 33/F 15 426 ft² 33/F 16 636 ft² 33/F 4 531 ft² 33/F 7 426 ft² 33/F 9 636 ft² 34/F 14 426 ft² 34/F 15 426 ft² 34/F 16 636 ft² 34/F 5 531 ft² 34/F 7 426 ft² 35/F 1 636 ft² 35/F 10 592 ft² 35/F 14 426 ft² 35/F 3 592 ft² 35/F 7 426 ft² 35/F 8 636 ft² 36/F 10 592 ft² 36/F 4 531 ft² 37/F 12 531 ft² 37/F 13 531 ft² 37/F 6 426 ft² 38/F 12 531 ft² 38/F 13 531 ft² 38/F 14 426 ft² 38/F 16 636 ft² 38/F 2 592 ft² 38/F 6 426 ft² 38/F 7 426 ft² 39/F 13 531 ft² 39/F 3 592 ft² 39/F 4 531 ft² 39/F 7 426 ft² 40/F 1 636 ft² 40/F 10 592 ft² 40/F 11 592 ft² 40/F 13 531 ft² 40/F 14 426 ft² 40/F 2 592 ft² 40/F 3 592 ft² 40/F 5 531 ft² 40/F 7 426 ft² 40/F 8 636 ft²
Crescira AVM · estimated value ● Medium confidence
HK$4.09M
≈ HK$6,870 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,860/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$16,806
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,329
−HK$531/mo
Today · 4.125%
HK$17,860
baseline
▲ 0.50% · 4.625%
HK$18,947
+HK$1,087/mo

Deposit HK$409K · loan HK$3.69M · min. income ≈ HK$35,720/mo (50% DSR)

Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$19,034 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
LR-Chestwood
≈ 3 min walk · 185 m
Education
96
schools within 1 km (50 within 500 m)
Daily convenience
51
within 1 km (16 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
75
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to LR-Chestwood Station.

Family-friendly — 96 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 75 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
3
Saleable Area
596 Saleable ft²
Gross Area
799 ft²
Efficiency
75%
District
Yuen Long District · New Territories West
School net (POA)
72

Transaction History

Date Price Gain / loss
2024-07-19 HK$4.00M —

Other appraised units in this building

1/F 12
539 ft²
HK$3.48M
1/F 13
539 ft²
HK$3.52M
1/F 2
601 ft²
HK$3.82M
2/F 1
645 ft²
HK$3.99M
2/F 16
645 ft²
HK$3.98M
3/F 12
539 ft²
HK$3.57M
Data sourced from Renavon.com