Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$484K, with repayments around HK$21,103/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$484K · loan HK$4.35M · min. income ≈ HK$42,206/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$101,308 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Ginza Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- G
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-30 | HK$5.98M | +22.0% 4.1y · 5.0%/yr |
| 2017-06-19 | HK$4.90M | +61.7% 4.1y · 15.0%/yr |
| 2013-04-30 | HK$3.03M | +121.2% |
| 2009-02-10 | HK$1.37M | −59.1% |
| 1997-08-06 | HK$3.35M | +134.3% |
| 1995-09-02 | HK$1.43M | — |