Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$533K, with repayments around HK$23,256/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,512/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,963 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Ginza Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 638 Saleable ft²
- Gross Area
- 815 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-31 | HK$6.50M | +71.1% 4.4y · 16.0%/yr |
| 2015-02-10 | HK$3.80M | +18.8% |
| 2014-01-24 | HK$3.20M | +109.2% |
| 2009-05-08 | HK$1.53M | −5.6% |
| 2005-05-10 | HK$1.62M | +28.6% |
| 2005-01-21 | HK$1.26M | −1.6% |
| 2002-02-27 | HK$1.28M | −66.8% |
| 1997-07-24 | HK$3.85M | +40.0% |
| 1997-01-11 | HK$2.75M | +66.7% |
| 1995-10-04 | HK$1.65M | — |