▼ 0.50% · 3.625%
HK$15,174
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,646
−HK$480/mo
Today · 4.125%
HK$16,126
baseline
▲ 0.50% · 4.625%
HK$17,107
+HK$981/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,252/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,881
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,334
−HK$459/mo
Today · 4.125%
HK$17,793
baseline
▲ 0.50% · 4.625%
HK$18,731
+HK$938/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,586/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,691
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,211
−HK$527/mo
Today · 4.125%
HK$17,738
baseline
▲ 0.50% · 4.625%
HK$18,817
+HK$1,079/mo
Deposit HK$2.99M · loan HK$3.66M · min. income ≈ HK$35,476/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,569
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,067
−HK$505/mo
Today · 4.125%
HK$19,572
baseline
▲ 0.50% · 4.625%
HK$20,604
+HK$1,032/mo
Deposit HK$2.99M · loan HK$3.66M · min. income ≈ HK$39,144/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,209
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,775
−HK$576/mo
Today · 4.125%
HK$19,351
baseline
▲ 0.50% · 4.625%
HK$20,528
+HK$1,177/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$38,702/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,257
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,800
−HK$552/mo
Today · 4.125%
HK$21,352
baseline
▲ 0.50% · 4.625%
HK$22,477
+HK$1,125/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$42,704/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,726
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,340
−HK$623/mo
Today · 4.125%
HK$20,963
baseline
▲ 0.50% · 4.625%
HK$22,239
+HK$1,276/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$41,926/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,945
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,534
−HK$597/mo
Today · 4.125%
HK$23,131
baseline
▲ 0.50% · 4.625%
HK$24,350
+HK$1,219/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$46,262/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,244
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,904
−HK$672/mo
Today · 4.125%
HK$22,576
baseline
▲ 0.50% · 4.625%
HK$23,949
+HK$1,373/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$45,152/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,633
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,267
−HK$643/mo
Today · 4.125%
HK$24,910
baseline
▲ 0.50% · 4.625%
HK$26,223
+HK$1,313/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$49,820/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,761
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,469
−HK$719/mo
Today · 4.125%
HK$24,188
baseline
▲ 0.50% · 4.625%
HK$25,660
+HK$1,472/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$48,376/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,321
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,001
−HK$688/mo
Today · 4.125%
HK$26,689
baseline
▲ 0.50% · 4.625%
HK$28,096
+HK$1,407/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$53,378/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,278
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,034
−HK$767/mo
Today · 4.125%
HK$25,801
baseline
▲ 0.50% · 4.625%
HK$27,371
+HK$1,570/mo
Deposit HK$1.33M · loan HK$5.32M · min. income ≈ HK$51,602/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,010
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,734
−HK$735/mo
Today · 4.125%
HK$28,469
baseline
▲ 0.50% · 4.625%
HK$29,969
+HK$1,500/mo
Deposit HK$1.33M · loan HK$5.32M · min. income ≈ HK$56,938/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,796
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,598
−HK$815/mo
Today · 4.125%
HK$27,413
baseline
▲ 0.50% · 4.625%
HK$29,082
+HK$1,669/mo
Deposit HK$998K · loan HK$5.66M · min. income ≈ HK$54,826/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,698
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,467
−HK$781/mo
Today · 4.125%
HK$30,248
baseline
▲ 0.50% · 4.625%
HK$31,842
+HK$1,594/mo
Deposit HK$998K · loan HK$5.66M · min. income ≈ HK$60,496/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,313
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,163
−HK$863/mo
Today · 4.125%
HK$29,026
baseline
▲ 0.50% · 4.625%
HK$30,792
+HK$1,766/mo
Deposit HK$665K · loan HK$5.99M · min. income ≈ HK$58,052/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,386
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,201
−HK$826/mo
Today · 4.125%
HK$32,027
baseline
▲ 0.50% · 4.625%
HK$33,716
+HK$1,689/mo
Deposit HK$665K · loan HK$5.99M · min. income ≈ HK$64,054/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$199,636 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).