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At today's rate and a 90% mortgage, the deposit on this unit is about HK$267K, with repayments around HK$11,648/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$267K · loan HK$2.40M · min. income ≈ HK$23,296/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Hong Lok Road Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- C
- Saleable Area
- 271 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 68%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-06-04 | HK$3.80M | +68.1% 2.4y · 29.0%/yr |
| 2016-01-19 | HK$2.26M | +38.7% 3.0y · 13.0%/yr |
| 2013-01-16 | HK$1.63M | +129.6% |
| 1998-07-30 | HK$710K | +184.0% |
| 1995-11-03 | HK$250K | — |