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At today's rate and a 90% mortgage, the deposit on this unit is about HK$271K, with repayments around HK$11,800/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$271K · loan HK$2.43M · min. income ≈ HK$23,600/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Hong Lok Road Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 408 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-20 | HK$2.70M | −28.9% 5.8y · −5.0%/yr |
| 2018-06-29 | HK$3.80M | +58.3% 1.7y · 35.0%/yr |
| 2016-11-04 | HK$2.40M | +95.1% 5.9y · 16.0%/yr |
| 2010-12-03 | HK$1.23M | — |