▼ 0.50% · 3.625%
HK$3,697
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,812
−HK$116/mo
Today · 4.125%
HK$3,928
baseline
▲ 0.50% · 4.625%
HK$4,167
+HK$239/mo
Deposit HK$811K · loan HK$811K · min. income ≈ HK$7,856/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,112
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$112/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,563
+HK$228/mo
Deposit HK$811K · loan HK$811K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,066
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,193
−HK$128/mo
Today · 4.125%
HK$4,321
baseline
▲ 0.50% · 4.625%
HK$4,584
+HK$263/mo
Deposit HK$730K · loan HK$892K · min. income ≈ HK$8,642/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,524
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,645
−HK$123/mo
Today · 4.125%
HK$4,768
baseline
▲ 0.50% · 4.625%
HK$5,019
+HK$251/mo
Deposit HK$730K · loan HK$892K · min. income ≈ HK$9,536/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,436
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,574
−HK$140/mo
Today · 4.125%
HK$4,714
baseline
▲ 0.50% · 4.625%
HK$5,001
+HK$287/mo
Deposit HK$648K · loan HK$973K · min. income ≈ HK$9,428/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,935
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,067
−HK$135/mo
Today · 4.125%
HK$5,202
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$274/mo
Deposit HK$648K · loan HK$973K · min. income ≈ HK$10,404/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,806
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,955
−HK$152/mo
Today · 4.125%
HK$5,107
baseline
▲ 0.50% · 4.625%
HK$5,418
+HK$311/mo
Deposit HK$567K · loan HK$1.05M · min. income ≈ HK$10,214/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,346
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,490
−HK$145/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,932
+HK$297/mo
Deposit HK$567K · loan HK$1.05M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,175
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,336
−HK$164/mo
Today · 4.125%
HK$5,500
baseline
▲ 0.50% · 4.625%
HK$5,834
+HK$334/mo
Deposit HK$486K · loan HK$1.13M · min. income ≈ HK$11,000/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,757
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,912
−HK$157/mo
Today · 4.125%
HK$6,069
baseline
▲ 0.50% · 4.625%
HK$6,388
+HK$319/mo
Deposit HK$486K · loan HK$1.13M · min. income ≈ HK$12,138/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,545
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,717
−HK$176/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,251
+HK$358/mo
Deposit HK$405K · loan HK$1.22M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,169
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,334
−HK$168/mo
Today · 4.125%
HK$6,502
baseline
▲ 0.50% · 4.625%
HK$6,845
+HK$343/mo
Deposit HK$405K · loan HK$1.22M · min. income ≈ HK$13,004/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,915
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,099
−HK$187/mo
Today · 4.125%
HK$6,286
baseline
▲ 0.50% · 4.625%
HK$6,668
+HK$382/mo
Deposit HK$324K · loan HK$1.30M · min. income ≈ HK$12,572/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,580
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,756
−HK$179/mo
Today · 4.125%
HK$6,935
baseline
▲ 0.50% · 4.625%
HK$7,301
+HK$366/mo
Deposit HK$324K · loan HK$1.30M · min. income ≈ HK$13,870/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,284
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,480
−HK$198/mo
Today · 4.125%
HK$6,678
baseline
▲ 0.50% · 4.625%
HK$7,085
+HK$407/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$13,356/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,991
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,179
−HK$190/mo
Today · 4.125%
HK$7,369
baseline
▲ 0.50% · 4.625%
HK$7,757
+HK$388/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$14,738/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,654
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,861
−HK$210/mo
Today · 4.125%
HK$7,071
baseline
▲ 0.50% · 4.625%
HK$7,501
+HK$430/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,142/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,402
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,601
−HK$201/mo
Today · 4.125%
HK$7,802
baseline
▲ 0.50% · 4.625%
HK$8,214
+HK$412/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,604/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).