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At today's rate and a 90% mortgage, the deposit on this unit is about HK$186K, with repayments around HK$8,091/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,182/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Hong Lok Road Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- E
- Saleable Area
- 300 Saleable ft²
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-05 | HK$2.28M | +11.2% 2.8y · 0.0%/yr |
| 2016-11-08 | HK$2.05M | +54.1% 4.0y · 13.0%/yr |
| 2012-11-16 | HK$1.33M | +114.5% |
| 2010-02-09 | HK$620K | +14.8% |
| 2009-11-09 | HK$540K | +3.8% |
| 1996-10-26 | HK$520K | — |