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At today's rate and a 90% mortgage, the deposit on this unit is about HK$348K, with repayments around HK$15,166/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$348K · loan HK$3.13M · min. income ≈ HK$30,332/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Hong Lok Road Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 396 Saleable ft²
- Gross Area
- 563 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-27 | HK$4.78M | +184.5% 10.6y · 18.0%/yr |
| 2011-02-08 | HK$1.68M | +73.2% |
| 2006-08-15 | HK$970K | −3.0% |
| 2005-08-19 | HK$1.00M | +6.4% |
| 2005-04-06 | HK$940K | −31.9% |
| 1999-11-20 | HK$1.38M | −24.2% |
| 1997-04-11 | HK$1.82M | +42.2% |
| 1996-07-10 | HK$1.28M | +14.3% |
| 1996-06-25 | HK$1.12M | — |