Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$354K, with repayments around HK$15,434/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$354K · loan HK$3.18M · min. income ≈ HK$30,868/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Hong Lok Road Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- C
- Saleable Area
- 374 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 68%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-10-11 | HK$5.00M | +44.9% 2.5y · 18.0%/yr |
| 2017-03-27 | HK$3.45M | +292.0% 10.1y · 29.0%/yr |
| 2007-01-27 | HK$880K | −10.2% |
| 2006-01-05 | HK$980K | −21.6% |
| 1999-01-07 | HK$1.25M | — |