▼ 0.50% · 3.625%
HK$17,782
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,335
−HK$562/mo
Today · 4.125%
HK$18,897
baseline
▲ 0.50% · 4.625%
HK$20,047
+HK$1,150/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,794/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,782
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,313
−HK$538/mo
Today · 4.125%
HK$20,851
baseline
▲ 0.50% · 4.625%
HK$21,950
+HK$1,099/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,702/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,560
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,169
−HK$618/mo
Today · 4.125%
HK$20,787
baseline
▲ 0.50% · 4.625%
HK$22,051
+HK$1,264/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,574/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,760
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,344
−HK$592/mo
Today · 4.125%
HK$22,936
baseline
▲ 0.50% · 4.625%
HK$24,145
+HK$1,209/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,872/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,338
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,002
−HK$674/mo
Today · 4.125%
HK$22,676
baseline
▲ 0.50% · 4.625%
HK$24,056
+HK$1,380/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,352/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,739
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,375
−HK$646/mo
Today · 4.125%
HK$25,021
baseline
▲ 0.50% · 4.625%
HK$26,340
+HK$1,319/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,042/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,116
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,836
−HK$730/mo
Today · 4.125%
HK$24,566
baseline
▲ 0.50% · 4.625%
HK$26,061
+HK$1,495/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,132/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,717
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,407
−HK$699/mo
Today · 4.125%
HK$27,106
baseline
▲ 0.50% · 4.625%
HK$28,535
+HK$1,429/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,212/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,895
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,669
−HK$787/mo
Today · 4.125%
HK$26,456
baseline
▲ 0.50% · 4.625%
HK$28,066
+HK$1,610/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,912/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,695
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,438
−HK$753/mo
Today · 4.125%
HK$29,191
baseline
▲ 0.50% · 4.625%
HK$30,730
+HK$1,539/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,382/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,673
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,503
−HK$842/mo
Today · 4.125%
HK$28,345
baseline
▲ 0.50% · 4.625%
HK$30,070
+HK$1,725/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,690/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,673
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,469
−HK$807/mo
Today · 4.125%
HK$31,276
baseline
▲ 0.50% · 4.625%
HK$32,925
+HK$1,649/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,552/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,451
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,336
−HK$899/mo
Today · 4.125%
HK$30,235
baseline
▲ 0.50% · 4.625%
HK$32,075
+HK$1,840/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,470/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,651
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,500
−HK$862/mo
Today · 4.125%
HK$33,362
baseline
▲ 0.50% · 4.625%
HK$35,120
+HK$1,758/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,724/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,229
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,170
−HK$955/mo
Today · 4.125%
HK$32,125
baseline
▲ 0.50% · 4.625%
HK$34,080
+HK$1,955/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,250/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,630
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,532
−HK$915/mo
Today · 4.125%
HK$35,447
baseline
▲ 0.50% · 4.625%
HK$37,315
+HK$1,868/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,894/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,007
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,003
−HK$1,012/mo
Today · 4.125%
HK$34,015
baseline
▲ 0.50% · 4.625%
HK$36,084
+HK$2,069/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,030/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,608
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,563
−HK$969/mo
Today · 4.125%
HK$37,532
baseline
▲ 0.50% · 4.625%
HK$39,510
+HK$1,978/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,064/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,946 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).