▼ 0.50% · 3.625%
HK$18,464
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,039
−HK$583/mo
Today · 4.125%
HK$19,622
baseline
▲ 0.50% · 4.625%
HK$20,816
+HK$1,194/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,244/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,541
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,092
−HK$559/mo
Today · 4.125%
HK$21,651
baseline
▲ 0.50% · 4.625%
HK$22,792
+HK$1,141/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,302/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,311
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,943
−HK$641/mo
Today · 4.125%
HK$21,584
baseline
▲ 0.50% · 4.625%
HK$22,898
+HK$1,314/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,168/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,596
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,202
−HK$614/mo
Today · 4.125%
HK$23,816
baseline
▲ 0.50% · 4.625%
HK$25,072
+HK$1,256/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,632/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,157
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,846
−HK$701/mo
Today · 4.125%
HK$23,547
baseline
▲ 0.50% · 4.625%
HK$24,979
+HK$1,432/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,094/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,650
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,311
−HK$670/mo
Today · 4.125%
HK$25,981
baseline
▲ 0.50% · 4.625%
HK$27,351
+HK$1,370/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,962/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,004
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,750
−HK$759/mo
Today · 4.125%
HK$25,509
baseline
▲ 0.50% · 4.625%
HK$27,061
+HK$1,552/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$51,018/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,704
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,420
−HK$727/mo
Today · 4.125%
HK$28,147
baseline
▲ 0.50% · 4.625%
HK$29,630
+HK$1,483/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,294/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,850
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,654
−HK$817/mo
Today · 4.125%
HK$27,471
baseline
▲ 0.50% · 4.625%
HK$29,143
+HK$1,672/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,942/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,758
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,529
−HK$783/mo
Today · 4.125%
HK$30,312
baseline
▲ 0.50% · 4.625%
HK$31,909
+HK$1,597/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,624/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,697
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,558
−HK$875/mo
Today · 4.125%
HK$29,433
baseline
▲ 0.50% · 4.625%
HK$31,224
+HK$1,791/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,866/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,812
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,639
−HK$838/mo
Today · 4.125%
HK$32,477
baseline
▲ 0.50% · 4.625%
HK$34,189
+HK$1,712/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,954/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,543
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,462
−HK$934/mo
Today · 4.125%
HK$31,396
baseline
▲ 0.50% · 4.625%
HK$33,306
+HK$1,910/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,792/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,866
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,748
−HK$894/mo
Today · 4.125%
HK$34,642
baseline
▲ 0.50% · 4.625%
HK$36,468
+HK$1,826/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,284/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,389
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,366
−HK$992/mo
Today · 4.125%
HK$33,358
baseline
▲ 0.50% · 4.625%
HK$35,388
+HK$2,030/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$66,716/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,920
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,857
−HK$950/mo
Today · 4.125%
HK$36,807
baseline
▲ 0.50% · 4.625%
HK$38,747
+HK$1,940/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$73,614/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,236
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,270
−HK$1,050/mo
Today · 4.125%
HK$35,320
baseline
▲ 0.50% · 4.625%
HK$37,469
+HK$2,149/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,640/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,975
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,966
−HK$1,006/mo
Today · 4.125%
HK$38,972
baseline
▲ 0.50% · 4.625%
HK$41,026
+HK$2,054/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,944/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,925 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).