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At today's rate and a 90% mortgage, the deposit on this unit is about HK$282K, with repayments around HK$12,281/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$282K · loan HK$2.53M · min. income ≈ HK$24,562/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Hong Lok Road Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- D
- Saleable Area
- 311 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-08 | HK$2.35M | +18.7% 9.2y · 2.0%/yr |
| 2016-08-19 | HK$1.98M | +8.2% 3.8y · 2.0%/yr |
| 2012-10-31 | HK$1.83M | +128.8% |
| 2008-05-07 | HK$800K | −42.9% |
| 1997-11-05 | HK$1.40M | +16.7% |
| 1997-07-19 | HK$1.20M | — |