▼ 0.50% · 3.625%
HK$5,581
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,755
−HK$176/mo
Today · 4.125%
HK$5,931
baseline
▲ 0.50% · 4.625%
HK$6,292
+HK$361/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,862/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,209
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,376
−HK$169/mo
Today · 4.125%
HK$6,545
baseline
▲ 0.50% · 4.625%
HK$6,890
+HK$345/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,090/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,140
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,330
−HK$195/mo
Today · 4.125%
HK$6,525
baseline
▲ 0.50% · 4.625%
HK$6,922
+HK$397/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$13,050/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,830
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,013
−HK$186/mo
Today · 4.125%
HK$7,199
baseline
▲ 0.50% · 4.625%
HK$7,579
+HK$380/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$14,398/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,698
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,906
−HK$212/mo
Today · 4.125%
HK$7,118
baseline
▲ 0.50% · 4.625%
HK$7,551
+HK$433/mo
Deposit HK$979K · loan HK$1.47M · min. income ≈ HK$14,236/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,451
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,651
−HK$203/mo
Today · 4.125%
HK$7,854
baseline
▲ 0.50% · 4.625%
HK$8,268
+HK$414/mo
Deposit HK$979K · loan HK$1.47M · min. income ≈ HK$15,708/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,256
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,481
−HK$230/mo
Today · 4.125%
HK$7,711
baseline
▲ 0.50% · 4.625%
HK$8,180
+HK$469/mo
Deposit HK$857K · loan HK$1.59M · min. income ≈ HK$15,422/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,072
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,288
−HK$220/mo
Today · 4.125%
HK$8,508
baseline
▲ 0.50% · 4.625%
HK$8,957
+HK$449/mo
Deposit HK$857K · loan HK$1.59M · min. income ≈ HK$17,016/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,814
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,057
−HK$247/mo
Today · 4.125%
HK$8,304
baseline
▲ 0.50% · 4.625%
HK$8,809
+HK$505/mo
Deposit HK$734K · loan HK$1.71M · min. income ≈ HK$16,608/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,693
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,926
−HK$237/mo
Today · 4.125%
HK$9,163
baseline
▲ 0.50% · 4.625%
HK$9,646
+HK$483/mo
Deposit HK$734K · loan HK$1.71M · min. income ≈ HK$18,326/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,372
−HK$525/mo
▼ 0.25% · 3.875%
HK$8,632
−HK$265/mo
Today · 4.125%
HK$8,897
baseline
▲ 0.50% · 4.625%
HK$9,438
+HK$541/mo
Deposit HK$612K · loan HK$1.84M · min. income ≈ HK$17,794/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,314
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,564
−HK$253/mo
Today · 4.125%
HK$9,817
baseline
▲ 0.50% · 4.625%
HK$10,335
+HK$518/mo
Deposit HK$612K · loan HK$1.84M · min. income ≈ HK$19,634/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,930
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,208
−HK$282/mo
Today · 4.125%
HK$9,490
baseline
▲ 0.50% · 4.625%
HK$10,068
+HK$578/mo
Deposit HK$490K · loan HK$1.96M · min. income ≈ HK$18,980/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,935
−HK$537/mo
▼ 0.25% · 3.875%
HK$10,201
−HK$271/mo
Today · 4.125%
HK$10,472
baseline
▲ 0.50% · 4.625%
HK$11,023
+HK$551/mo
Deposit HK$490K · loan HK$1.96M · min. income ≈ HK$20,944/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,488
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,783
−HK$300/mo
Today · 4.125%
HK$10,083
baseline
▲ 0.50% · 4.625%
HK$10,697
+HK$614/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$20,166/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,556
−HK$570/mo
▼ 0.25% · 3.875%
HK$10,839
−HK$287/mo
Today · 4.125%
HK$11,126
baseline
▲ 0.50% · 4.625%
HK$11,712
+HK$586/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$22,252/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,046
−HK$630/mo
▼ 0.25% · 3.875%
HK$10,359
−HK$317/mo
Today · 4.125%
HK$10,676
baseline
▲ 0.50% · 4.625%
HK$11,326
+HK$650/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$21,352/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,177
−HK$603/mo
▼ 0.25% · 3.875%
HK$11,476
−HK$304/mo
Today · 4.125%
HK$11,780
baseline
▲ 0.50% · 4.625%
HK$12,401
+HK$621/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$23,560/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).