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At today's rate and a 90% mortgage, the deposit on this unit is about HK$404K, with repayments around HK$17,629/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,258/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$8,407 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- 5
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 465 ft²
- Efficiency
- 79%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-10-18 | HK$4.62M | −10.1% 3.3y · −3.0%/yr |
| 2020-07-22 | HK$5.14M | +38.9% 4.6y · 9.0%/yr |
| 2015-12-23 | HK$3.70M | +168.1% 6.2y · 27.0%/yr |
| 2009-10-07 | HK$1.38M | — |