Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$405K, with repayments around HK$17,686/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$35,372/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$11,029 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 75 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 5
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 465 ft²
- Efficiency
- 79%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-17 | HK$5.26M | +15.6% 3.5y · 5.0%/yr |
| 2017-09-26 | HK$4.55M | +175.8% 7.2y · 25.0%/yr |
| 2010-08-18 | HK$1.65M | +19.6% |
| 2009-08-27 | HK$1.38M | +20.0% |
| 2007-10-22 | HK$1.15M | +17.3% |
| 2001-05-31 | HK$980K | −56.1% |
| 1997-09-23 | HK$2.23M | +53.8% |
| 1995-11-28 | HK$1.45M | — |