Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$420K, with repayments around HK$18,315/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,630/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$39,895 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 76 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- 5
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 470 ft²
- Efficiency
- 78%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-28 | HK$5.20M | +44.4% 4.1y · 11.0%/yr |
| 2016-04-28 | HK$3.60M | +123.6% 6.0y · 21.0%/yr |
| 2010-05-04 | HK$1.61M | +54.8% |
| 2007-03-08 | HK$1.04M | −34.2% |
| 1996-04-12 | HK$1.58M | −9.7% |
| 1995-07-25 | HK$1.75M | — |