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At today's rate and a 90% mortgage, the deposit on this unit is about HK$413K, with repayments around HK$18,011/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,022/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$25,954 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 8
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 470 ft²
- Efficiency
- 78%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-08 | HK$3.95M | −23.3% 4.1y · −6.0%/yr |
| 2021-07-02 | HK$5.15M | +56.1% 6.8y · 8.0%/yr |
| 2014-09-26 | HK$3.30M | +220.4% |
| 2004-10-07 | HK$1.03M | +8.4% |
| 2004-07-10 | HK$950K | −56.4% |
| 1997-04-11 | HK$2.18M | +36.2% |
| 1995-07-17 | HK$1.60M | — |