▼ 0.50% · 3.625%
HK$19,253
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,852
−HK$608/mo
Today · 4.125%
HK$20,460
baseline
▲ 0.50% · 4.625%
HK$21,705
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,920/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,419
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,993
−HK$583/mo
Today · 4.125%
HK$22,576
baseline
▲ 0.50% · 4.625%
HK$23,766
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,152/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,178
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,837
−HK$669/mo
Today · 4.125%
HK$22,506
baseline
▲ 0.50% · 4.625%
HK$23,876
+HK$1,370/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$45,012/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,561
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,193
−HK$641/mo
Today · 4.125%
HK$24,834
baseline
▲ 0.50% · 4.625%
HK$26,143
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,668/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,104
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,822
−HK$730/mo
Today · 4.125%
HK$24,552
baseline
▲ 0.50% · 4.625%
HK$26,046
+HK$1,494/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,104/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,703
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,392
−HK$699/mo
Today · 4.125%
HK$27,091
baseline
▲ 0.50% · 4.625%
HK$28,519
+HK$1,428/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,182/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,029
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,808
−HK$791/mo
Today · 4.125%
HK$26,599
baseline
▲ 0.50% · 4.625%
HK$28,217
+HK$1,618/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,198/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,845
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,591
−HK$758/mo
Today · 4.125%
HK$29,349
baseline
▲ 0.50% · 4.625%
HK$30,896
+HK$1,547/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,698/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,954
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,793
−HK$852/mo
Today · 4.125%
HK$28,645
baseline
▲ 0.50% · 4.625%
HK$30,388
+HK$1,743/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,290/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,986
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,791
−HK$815/mo
Today · 4.125%
HK$31,606
baseline
▲ 0.50% · 4.625%
HK$33,272
+HK$1,666/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,212/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,880
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,778
−HK$913/mo
Today · 4.125%
HK$30,691
baseline
▲ 0.50% · 4.625%
HK$32,558
+HK$1,867/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,382/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,128
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,990
−HK$874/mo
Today · 4.125%
HK$33,864
baseline
▲ 0.50% · 4.625%
HK$35,649
+HK$1,785/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,728/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,805
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,763
−HK$974/mo
Today · 4.125%
HK$32,737
baseline
▲ 0.50% · 4.625%
HK$34,729
+HK$1,992/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,474/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,270
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,189
−HK$933/mo
Today · 4.125%
HK$36,122
baseline
▲ 0.50% · 4.625%
HK$38,026
+HK$1,904/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,244/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,730
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,748
−HK$1,035/mo
Today · 4.125%
HK$34,783
baseline
▲ 0.50% · 4.625%
HK$36,899
+HK$2,116/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,566/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,412
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,389
−HK$990/mo
Today · 4.125%
HK$38,379
baseline
▲ 0.50% · 4.625%
HK$40,402
+HK$2,023/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,758/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,656
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,734
−HK$1,095/mo
Today · 4.125%
HK$36,829
baseline
▲ 0.50% · 4.625%
HK$39,070
+HK$2,241/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$73,658/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,554
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,588
−HK$1,049/mo
Today · 4.125%
HK$40,637
baseline
▲ 0.50% · 4.625%
HK$42,779
+HK$2,142/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$81,274/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,302 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).