▼ 0.50% · 3.625%
HK$18,657
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,237
−HK$590/mo
Today · 4.125%
HK$19,827
baseline
▲ 0.50% · 4.625%
HK$21,033
+HK$1,206/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,654/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,755
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,312
−HK$565/mo
Today · 4.125%
HK$21,877
baseline
▲ 0.50% · 4.625%
HK$23,030
+HK$1,153/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,754/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,522
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,161
−HK$648/mo
Today · 4.125%
HK$21,809
baseline
▲ 0.50% · 4.625%
HK$23,136
+HK$1,327/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,618/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,831
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,443
−HK$621/mo
Today · 4.125%
HK$24,064
baseline
▲ 0.50% · 4.625%
HK$25,333
+HK$1,269/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,128/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,388
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,084
−HK$708/mo
Today · 4.125%
HK$23,792
baseline
▲ 0.50% · 4.625%
HK$25,240
+HK$1,448/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,584/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,906
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,574
−HK$678/mo
Today · 4.125%
HK$26,252
baseline
▲ 0.50% · 4.625%
HK$27,636
+HK$1,384/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,504/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,254
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$25,008
−HK$766/mo
Today · 4.125%
HK$25,774
baseline
▲ 0.50% · 4.625%
HK$27,343
+HK$1,569/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$51,548/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,982
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,706
−HK$734/mo
Today · 4.125%
HK$28,440
baseline
▲ 0.50% · 4.625%
HK$29,939
+HK$1,499/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$56,880/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,119
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,932
−HK$825/mo
Today · 4.125%
HK$27,757
baseline
▲ 0.50% · 4.625%
HK$29,446
+HK$1,689/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$55,514/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,057
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,837
−HK$790/mo
Today · 4.125%
HK$30,627
baseline
▲ 0.50% · 4.625%
HK$32,242
+HK$1,615/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$61,254/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,985
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,855
−HK$885/mo
Today · 4.125%
HK$29,740
baseline
▲ 0.50% · 4.625%
HK$31,549
+HK$1,809/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,480/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,133
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,968
−HK$847/mo
Today · 4.125%
HK$32,815
baseline
▲ 0.50% · 4.625%
HK$34,545
+HK$1,730/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,630/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,851
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,779
−HK$943/mo
Today · 4.125%
HK$31,722
baseline
▲ 0.50% · 4.625%
HK$33,653
+HK$1,931/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,444/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,208
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,099
−HK$904/mo
Today · 4.125%
HK$35,003
baseline
▲ 0.50% · 4.625%
HK$36,848
+HK$1,845/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,006/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,716
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,703
−HK$1,002/mo
Today · 4.125%
HK$33,705
baseline
▲ 0.50% · 4.625%
HK$35,756
+HK$2,051/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,410/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,284
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,230
−HK$960/mo
Today · 4.125%
HK$37,190
baseline
▲ 0.50% · 4.625%
HK$39,151
+HK$1,961/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,380/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,582
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,626
−HK$1,062/mo
Today · 4.125%
HK$35,688
baseline
▲ 0.50% · 4.625%
HK$37,859
+HK$2,171/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,376/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,360
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,361
−HK$1,017/mo
Today · 4.125%
HK$39,378
baseline
▲ 0.50% · 4.625%
HK$41,454
+HK$2,076/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,756/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,454 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).