▼ 0.50% · 3.625%
HK$22,404
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,101
−HK$708/mo
Today · 4.125%
HK$23,809
baseline
▲ 0.50% · 4.625%
HK$25,258
+HK$1,449/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,618/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,924
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,593
−HK$678/mo
Today · 4.125%
HK$26,271
baseline
▲ 0.50% · 4.625%
HK$27,656
+HK$1,385/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,542/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,644
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,411
−HK$779/mo
Today · 4.125%
HK$26,190
baseline
▲ 0.50% · 4.625%
HK$27,783
+HK$1,593/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,380/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,417
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,152
−HK$746/mo
Today · 4.125%
HK$28,898
baseline
▲ 0.50% · 4.625%
HK$30,421
+HK$1,523/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,796/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,885
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,721
−HK$850/mo
Today · 4.125%
HK$28,571
baseline
▲ 0.50% · 4.625%
HK$30,309
+HK$1,738/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,142/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,909
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,711
−HK$814/mo
Today · 4.125%
HK$31,525
baseline
▲ 0.50% · 4.625%
HK$33,187
+HK$1,662/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,050/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,125
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,031
−HK$921/mo
Today · 4.125%
HK$30,952
baseline
▲ 0.50% · 4.625%
HK$32,835
+HK$1,883/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$61,904/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,401
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,270
−HK$882/mo
Today · 4.125%
HK$34,152
baseline
▲ 0.50% · 4.625%
HK$35,952
+HK$1,800/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$68,304/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,366
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,341
−HK$991/mo
Today · 4.125%
HK$33,332
baseline
▲ 0.50% · 4.625%
HK$35,361
+HK$2,029/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,664/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,894
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,830
−HK$949/mo
Today · 4.125%
HK$36,779
baseline
▲ 0.50% · 4.625%
HK$38,718
+HK$1,939/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,558/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,606
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,651
−HK$1,062/mo
Today · 4.125%
HK$35,713
baseline
▲ 0.50% · 4.625%
HK$37,886
+HK$2,173/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,426/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,386
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,389
−HK$1,017/mo
Today · 4.125%
HK$39,406
baseline
▲ 0.50% · 4.625%
HK$41,483
+HK$2,077/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,812/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,846
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,961
−HK$1,133/mo
Today · 4.125%
HK$38,094
baseline
▲ 0.50% · 4.625%
HK$40,412
+HK$2,318/mo
Deposit HK$1.97M · loan HK$7.86M · min. income ≈ HK$76,188/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,879
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,948
−HK$1,085/mo
Today · 4.125%
HK$42,033
baseline
▲ 0.50% · 4.625%
HK$44,249
+HK$2,216/mo
Deposit HK$1.97M · loan HK$7.86M · min. income ≈ HK$84,066/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,087
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,272
−HK$1,203/mo
Today · 4.125%
HK$40,475
baseline
▲ 0.50% · 4.625%
HK$42,938
+HK$2,463/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$80,950/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,371
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,508
−HK$1,152/mo
Today · 4.125%
HK$44,660
baseline
▲ 0.50% · 4.625%
HK$47,014
+HK$2,354/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$89,320/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,327
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,582
−HK$1,274/mo
Today · 4.125%
HK$42,856
baseline
▲ 0.50% · 4.625%
HK$45,464
+HK$2,608/mo
Deposit HK$983K · loan HK$8.84M · min. income ≈ HK$85,712/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,864
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,067
−HK$1,220/mo
Today · 4.125%
HK$47,287
baseline
▲ 0.50% · 4.625%
HK$49,780
+HK$2,493/mo
Deposit HK$983K · loan HK$8.84M · min. income ≈ HK$94,574/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,521 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).