▼ 0.50% · 3.625%
HK$22,452
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,151
−HK$709/mo
Today · 4.125%
HK$23,860
baseline
▲ 0.50% · 4.625%
HK$25,312
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,720/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,978
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,648
−HK$679/mo
Today · 4.125%
HK$26,327
baseline
▲ 0.50% · 4.625%
HK$27,715
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,654/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,697
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,466
−HK$780/mo
Today · 4.125%
HK$26,246
baseline
▲ 0.50% · 4.625%
HK$27,843
+HK$1,597/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,492/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,476
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,213
−HK$747/mo
Today · 4.125%
HK$28,960
baseline
▲ 0.50% · 4.625%
HK$30,487
+HK$1,527/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,920/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,943
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,781
−HK$851/mo
Today · 4.125%
HK$28,632
baseline
▲ 0.50% · 4.625%
HK$30,374
+HK$1,742/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,264/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,973
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,777
−HK$816/mo
Today · 4.125%
HK$31,593
baseline
▲ 0.50% · 4.625%
HK$33,258
+HK$1,665/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,186/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,188
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,096
−HK$922/mo
Today · 4.125%
HK$31,018
baseline
▲ 0.50% · 4.625%
HK$32,906
+HK$1,888/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,036/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,471
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,342
−HK$884/mo
Today · 4.125%
HK$34,226
baseline
▲ 0.50% · 4.625%
HK$36,030
+HK$1,804/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,452/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,433
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,411
−HK$993/mo
Today · 4.125%
HK$33,404
baseline
▲ 0.50% · 4.625%
HK$35,437
+HK$2,033/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,808/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,969
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,907
−HK$951/mo
Today · 4.125%
HK$36,858
baseline
▲ 0.50% · 4.625%
HK$38,801
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,716/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,678
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,726
−HK$1,064/mo
Today · 4.125%
HK$35,790
baseline
▲ 0.50% · 4.625%
HK$37,968
+HK$2,178/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,580/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,467
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,472
−HK$1,019/mo
Today · 4.125%
HK$39,491
baseline
▲ 0.50% · 4.625%
HK$41,573
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,982/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,924
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,041
−HK$1,135/mo
Today · 4.125%
HK$38,176
baseline
▲ 0.50% · 4.625%
HK$40,499
+HK$2,323/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,352/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,965
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,036
−HK$1,088/mo
Today · 4.125%
HK$42,124
baseline
▲ 0.50% · 4.625%
HK$44,344
+HK$2,220/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,248/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,169
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,356
−HK$1,206/mo
Today · 4.125%
HK$40,562
baseline
▲ 0.50% · 4.625%
HK$43,030
+HK$2,468/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,124/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,462
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,601
−HK$1,155/mo
Today · 4.125%
HK$44,756
baseline
▲ 0.50% · 4.625%
HK$47,116
+HK$2,360/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,512/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,414
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,671
−HK$1,277/mo
Today · 4.125%
HK$42,948
baseline
▲ 0.50% · 4.625%
HK$45,562
+HK$2,614/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,896/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,960
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,166
−HK$1,223/mo
Today · 4.125%
HK$47,389
baseline
▲ 0.50% · 4.625%
HK$49,887
+HK$2,498/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,778/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,635 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).