▼ 0.50% · 3.625%
HK$21,804
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,482
−HK$689/mo
Today · 4.125%
HK$23,171
baseline
▲ 0.50% · 4.625%
HK$24,581
+HK$1,410/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,342/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,256
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,907
−HK$660/mo
Today · 4.125%
HK$25,567
baseline
▲ 0.50% · 4.625%
HK$26,915
+HK$1,348/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,134/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,984
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,730
−HK$758/mo
Today · 4.125%
HK$25,488
baseline
▲ 0.50% · 4.625%
HK$27,039
+HK$1,551/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,976/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,682
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,398
−HK$726/mo
Today · 4.125%
HK$28,124
baseline
▲ 0.50% · 4.625%
HK$29,606
+HK$1,482/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,248/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,164
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,978
−HK$827/mo
Today · 4.125%
HK$27,805
baseline
▲ 0.50% · 4.625%
HK$29,497
+HK$1,692/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$55,610/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,108
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,888
−HK$792/mo
Today · 4.125%
HK$30,680
baseline
▲ 0.50% · 4.625%
HK$32,297
+HK$1,617/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$61,360/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,345
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,227
−HK$895/mo
Today · 4.125%
HK$30,122
baseline
▲ 0.50% · 4.625%
HK$31,955
+HK$1,833/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,244/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,533
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,379
−HK$858/mo
Today · 4.125%
HK$33,237
baseline
▲ 0.50% · 4.625%
HK$34,989
+HK$1,752/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,474/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,525
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,475
−HK$964/mo
Today · 4.125%
HK$32,439
baseline
▲ 0.50% · 4.625%
HK$34,413
+HK$1,974/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,878/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,959
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,870
−HK$924/mo
Today · 4.125%
HK$35,794
baseline
▲ 0.50% · 4.625%
HK$37,680
+HK$1,886/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,588/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,706
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,723
−HK$1,033/mo
Today · 4.125%
HK$34,756
baseline
▲ 0.50% · 4.625%
HK$36,871
+HK$2,115/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,512/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,385
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,360
−HK$990/mo
Today · 4.125%
HK$38,350
baseline
▲ 0.50% · 4.625%
HK$40,372
+HK$2,022/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,700/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,886
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,971
−HK$1,103/mo
Today · 4.125%
HK$37,074
baseline
▲ 0.50% · 4.625%
HK$39,329
+HK$2,255/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,148/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,810
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,851
−HK$1,056/mo
Today · 4.125%
HK$40,907
baseline
▲ 0.50% · 4.625%
HK$43,063
+HK$2,156/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,814/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,066
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,219
−HK$1,172/mo
Today · 4.125%
HK$39,391
baseline
▲ 0.50% · 4.625%
HK$41,788
+HK$2,397/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$78,782/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,236
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,342
−HK$1,122/mo
Today · 4.125%
HK$43,464
baseline
▲ 0.50% · 4.625%
HK$45,755
+HK$2,291/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$86,928/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,247
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,467
−HK$1,241/mo
Today · 4.125%
HK$41,708
baseline
▲ 0.50% · 4.625%
HK$44,246
+HK$2,538/mo
Deposit HK$956K · loan HK$8.61M · min. income ≈ HK$83,416/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,662
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,833
−HK$1,187/mo
Today · 4.125%
HK$46,020
baseline
▲ 0.50% · 4.625%
HK$48,446
+HK$2,426/mo
Deposit HK$956K · loan HK$8.61M · min. income ≈ HK$92,040/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,196 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).