▼ 0.50% · 3.625%
HK$20,837
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,485
−HK$659/mo
Today · 4.125%
HK$22,144
baseline
▲ 0.50% · 4.625%
HK$23,491
+HK$1,347/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,288/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,181
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,803
−HK$631/mo
Today · 4.125%
HK$24,434
baseline
▲ 0.50% · 4.625%
HK$25,721
+HK$1,287/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,868/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,921
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,634
−HK$724/mo
Today · 4.125%
HK$24,358
baseline
▲ 0.50% · 4.625%
HK$25,840
+HK$1,482/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,716/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,499
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,183
−HK$694/mo
Today · 4.125%
HK$26,877
baseline
▲ 0.50% · 4.625%
HK$28,294
+HK$1,417/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,754/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,005
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,782
−HK$791/mo
Today · 4.125%
HK$26,573
baseline
▲ 0.50% · 4.625%
HK$28,189
+HK$1,616/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$53,146/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,817
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,563
−HK$757/mo
Today · 4.125%
HK$29,320
baseline
▲ 0.50% · 4.625%
HK$30,866
+HK$1,546/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$58,640/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,088
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,931
−HK$856/mo
Today · 4.125%
HK$28,787
baseline
▲ 0.50% · 4.625%
HK$30,539
+HK$1,752/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,574/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,135
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,944
−HK$820/mo
Today · 4.125%
HK$31,764
baseline
▲ 0.50% · 4.625%
HK$33,438
+HK$1,674/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,528/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,172
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,079
−HK$922/mo
Today · 4.125%
HK$31,001
baseline
▲ 0.50% · 4.625%
HK$32,888
+HK$1,887/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,002/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,454
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,324
−HK$883/mo
Today · 4.125%
HK$34,207
baseline
▲ 0.50% · 4.625%
HK$36,010
+HK$1,803/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,414/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,256
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,228
−HK$988/mo
Today · 4.125%
HK$33,216
baseline
▲ 0.50% · 4.625%
HK$35,237
+HK$2,021/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,432/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,772
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,704
−HK$946/mo
Today · 4.125%
HK$36,650
baseline
▲ 0.50% · 4.625%
HK$38,582
+HK$1,932/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,300/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,339
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,377
−HK$1,053/mo
Today · 4.125%
HK$35,430
baseline
▲ 0.50% · 4.625%
HK$37,586
+HK$2,156/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,860/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,090
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,085
−HK$1,009/mo
Today · 4.125%
HK$39,094
baseline
▲ 0.50% · 4.625%
HK$41,154
+HK$2,060/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,188/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,423
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,525
−HK$1,120/mo
Today · 4.125%
HK$37,645
baseline
▲ 0.50% · 4.625%
HK$39,935
+HK$2,290/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,290/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,408
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,465
−HK$1,072/mo
Today · 4.125%
HK$41,537
baseline
▲ 0.50% · 4.625%
HK$43,726
+HK$2,189/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,074/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,507
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,674
−HK$1,185/mo
Today · 4.125%
HK$39,859
baseline
▲ 0.50% · 4.625%
HK$42,284
+HK$2,425/mo
Deposit HK$914K · loan HK$8.22M · min. income ≈ HK$79,718/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,726
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,845
−HK$1,135/mo
Today · 4.125%
HK$43,980
baseline
▲ 0.50% · 4.625%
HK$46,299
+HK$2,319/mo
Deposit HK$914K · loan HK$8.22M · min. income ≈ HK$87,960/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,808 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).