▼ 0.50% · 3.625%
HK$20,365
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,998
−HK$644/mo
Today · 4.125%
HK$21,642
baseline
▲ 0.50% · 4.625%
HK$22,959
+HK$1,317/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,284/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,656
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,263
−HK$617/mo
Today · 4.125%
HK$23,880
baseline
▲ 0.50% · 4.625%
HK$25,138
+HK$1,258/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,760/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,401
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,098
−HK$708/mo
Today · 4.125%
HK$23,806
baseline
▲ 0.50% · 4.625%
HK$25,254
+HK$1,448/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,612/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,921
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,589
−HK$678/mo
Today · 4.125%
HK$26,267
baseline
▲ 0.50% · 4.625%
HK$27,652
+HK$1,385/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,534/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,438
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,198
−HK$772/mo
Today · 4.125%
HK$25,970
baseline
▲ 0.50% · 4.625%
HK$27,550
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,940/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,187
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,916
−HK$739/mo
Today · 4.125%
HK$28,655
baseline
▲ 0.50% · 4.625%
HK$30,166
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,310/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,474
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,298
−HK$836/mo
Today · 4.125%
HK$28,134
baseline
▲ 0.50% · 4.625%
HK$29,846
+HK$1,712/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,268/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,452
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,242
−HK$801/mo
Today · 4.125%
HK$31,043
baseline
▲ 0.50% · 4.625%
HK$32,680
+HK$1,637/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,086/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,511
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,397
−HK$901/mo
Today · 4.125%
HK$30,298
baseline
▲ 0.50% · 4.625%
HK$32,142
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,596/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,718
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,568
−HK$863/mo
Today · 4.125%
HK$33,431
baseline
▲ 0.50% · 4.625%
HK$35,194
+HK$1,763/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,862/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,547
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,497
−HK$966/mo
Today · 4.125%
HK$32,463
baseline
▲ 0.50% · 4.625%
HK$34,438
+HK$1,975/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,926/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,983
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,895
−HK$924/mo
Today · 4.125%
HK$35,819
baseline
▲ 0.50% · 4.625%
HK$37,707
+HK$1,888/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,638/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,584
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,597
−HK$1,030/mo
Today · 4.125%
HK$34,627
baseline
▲ 0.50% · 4.625%
HK$36,734
+HK$2,107/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$69,254/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,249
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,221
−HK$986/mo
Today · 4.125%
HK$38,207
baseline
▲ 0.50% · 4.625%
HK$40,221
+HK$2,014/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$76,414/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,620
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,697
−HK$1,094/mo
Today · 4.125%
HK$36,791
baseline
▲ 0.50% · 4.625%
HK$39,030
+HK$2,239/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,582/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,514
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,547
−HK$1,048/mo
Today · 4.125%
HK$40,595
baseline
▲ 0.50% · 4.625%
HK$42,735
+HK$2,140/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,190/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,656
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,797
−HK$1,158/mo
Today · 4.125%
HK$38,955
baseline
▲ 0.50% · 4.625%
HK$41,325
+HK$2,370/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,910/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,780
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,874
−HK$1,109/mo
Today · 4.125%
HK$42,983
baseline
▲ 0.50% · 4.625%
HK$45,249
+HK$2,266/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,966/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,927 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).